What We Do

Are you confident your current
strategy will get you where you
want to go?

At Spotlight Asset Group, we start
with a comprehensive financial
planning based approach to
determine your customized plan
of action.

Select a service to learn more.

Goal-based investment process

ETF models with dynamic asset allocations, varying according
to our market expectations

Tactical models that range from all equities to all cash,
or anywhere in between

Customized options and individual bond strategies

Individual Stock Portfolios

For more information, see How We Invest.

Guidance to help define your needs and your goals

Detailed discussion of relevant personal and financial
information

Experienced financial planners to analyze your situation
and develop a plan of action

Experienced wealth managers to implement the
recommendations you choose

Regular meetings to monitor your situation and update
your plan (2-4 times per year recommended)

Detailed financial plans that incorporate the most
recent estate tax laws

Investment plans that maximize the goals of the
overall estate

Review of existing documents and recommendations
to improve your plan

Ability to refer to, and work with, third-party attorneys
to execute documents

Document preparation included for Family Office clients
(through third-party attorneys)

Comprehensive survivor needs analysis

Ability to fill gaps in the survivor needs analysis with
life insurance

Will usually recommend term insurance for most cases

Will use permanent life insurance policies primarily for
estate planning purposes

Needs-based analysis for disability, long-term care,
and property and casualty insurance

Assistance to help you meet your fiduciary
responsibilities as a plan sponsor

Analysis of current plan to help define potential areas of
improvement

Customized investment options for the plan based on
your goals as an employer

Quarterly reviews with plan fiduciaries, including, but
not limited to, market and plan performance, watch list
recommendations,investment and fiduciary news,
and fee monitoring

Help with establishing a strong governance structure
and repeatable, well-documented investment processes

Active portfolio management to minimize capital
gains taxes through tax-loss harvesting

Use of asset location strategies to minimize taxable
income from the portfolio

Tax consultation available for all clients through
a third-party CPA

Tax preparation included for Family Office clients
(through third-party CPA)

Are you confident your current strategy
will get you where you want to go?

At Spotlight Asset Group, we start with a
comprehensive financial planning based
approach to determine your customized
plan of action.

Select an area of interest to learn more.

INVESTMENT
MANAGEMENT

TAX
PLANNING

CORPORATE RETIREMENT
SOLUTIONS

RETIREMENT
PLANNING

ESTATE
PLANNING

RISK
MANAGEMENT

Investment Management

Planning based investment process
Use Spotlight models as the basis to build a portfolio
Customize portfolios around existing positions
Defined research process to evaluate current holdings
Use option strategies to potentially reduce risk or enhance income/return
Account aggregation to provide holistic advice
Re-balancing
Tax-loss harvesting

Retirement Planning

Define your goals, needs, and objectives
Define the scope of the engagement
Provide and discuss relevant personal and financial information
Analyze and evaluate data
Develop and present recommendations
Implement recommendations (client decision)
Meet 2-4 times per year to monitor and update plan

Tax Planning

Manage portfolios to minimize capital gains
Use asset location to minimize taxable income from the portfolio
Tax consultations for all clients available through a contracted CPA
Tax preparation services included through a 3rd party for clients as part of our family office services

Estate Planning

Detailed financial planning to determine the proper estate plan
Review any existing documents
Recommend the best plan for the future
Refer to 3rd party attorneys to execute documents
Document preparation is included as part of our family office services through our 3rd party contractors
Implement an investment plan to maximize the goals of the overall estate plan

Corporate & Business Planning

Retirement, insurance, and benefits consulting
Non-Qualified executive compensation and benefits
Executive and key person retention
Buy-Sell and succession planning
Risk management and mitigation
Cash flow analysis and modeling
Capital structure analysis and planning

Risk Management & Insurance

Survivor needs analysis
Term life insurance recommendations to fill gaps in survivor needs
Life insurance as part of an estate plan
Disability insurance analysis
Long-Term care analysis
Property and casualty insurance analysis