What We Do

Services Main Are you confident your current
strategy will get you where you
want to go?
At Spotlight Asset Group, we start
with a comprehensive financial
planning based approach to
determine your customized plan
of action.
Select a service to learn more.
Services - Investment Management What We Do 1 Goal-based investment process ETF models with dynamic asset allocations, varying according
to our market expectations
Tactical models that range from all equities to all cash,
or anywhere in between
Customized options and individual bond strategies Individual Stock Portfolios For more information, see How We Invest.
Services - Retirement Planning What We Do 2 Guidance to help define your needs and your goals Detailed discussion of relevant personal and financial
information
Experienced financial planners to analyze your situation
and develop a plan of action
Experienced wealth managers to implement the
recommendations you choose
Regular meetings to monitor your situation and update
your plan (2-4 times per year recommended)
Services - Estate planning What We Do 3 Detailed financial plans that incorporate the most
recent estate tax laws
Investment plans that maximize the goals of the
overall estate
Review of existing documents and recommendations
to improve your plan
Ability to refer to, and work with, third-party attorneys
to execute documents
Document preparation included for Family Office clients
(through third-party attorneys)
Services - Risk Management What We Do 4 Comprehensive survivor needs analysis Ability to fill gaps in the survivor needs analysis with
life insurance
Will usually recommend term insurance for most cases Will use permanent life insurance policies primarily for
estate planning purposes
Needs-based analysis for disability, long-term care,
and property and casualty insurance
Services - Corp Retirement Solutions What We Do 5 Assistance to help you meet your fiduciary
responsibilities as a plan sponsor
Analysis of current plan to help define potential areas of
improvement
Customized investment options for the plan based on
your goals as an employer
Quarterly reviews with plan fiduciaries, including, but
not limited to, market and plan performance, watch list
recommendations,investment and fiduciary news,
and fee monitoring
Help with establishing a strong governance structure
and repeatable, well-documented investment processes
Services - Tax Planning What We Do 6 Active portfolio management to minimize capital
gains taxes through tax-loss harvesting
Use of asset location strategies to minimize taxable
income from the portfolio
Tax consultation available for all clients through
a third-party CPA
Tax preparation included for Family Office clients
(through third-party CPA)
Services Main Are you confident your current strategy
will get you where you want to go?
At Spotlight Asset Group, we start with a
comprehensive financial planning based
approach to determine your customized
plan of action.
Select an area of interest to learn more.
What We Do 7 INVESTMENT
MANAGEMENT
TAX
PLANNING
CORPORATE RETIREMENT
SOLUTIONS
RETIREMENT
PLANNING
ESTATE
PLANNING
RISK
MANAGEMENT
What We Do 8

Investment Management

  • Planning based investment process
  • Use Spotlight models as the basis to build a portfolio
  • Customize portfolios around existing positions
  • Defined research process to evaluate current holdings
  • Use option strategies to potentially reduce risk or enhance income/return
  • Account aggregation to provide holistic advice
  • Re-balancing
  • Tax-loss harvesting

Retirement Planning

  • Define your goals, needs, and objectives
  • Define the scope of the engagement
  • Provide and discuss relevant personal and financial information
  • Analyze and evaluate data
  • Develop and present recommendations
  • Implement recommendations (client decision)
  • Meet 2-4 times per year to monitor and update plan

Tax Planning

  • Manage portfolios to minimize capital gains
  • Use asset location to minimize taxable income from the portfolio
  • Tax consultations for all clients available through a contracted CPA
  • Tax preparation services included through a 3rd party for clients as part of our family office services

Estate Planning

  • Detailed financial planning to determine the proper estate plan
  • Review any existing documents
  • Recommend the best plan for the future
  • Refer to 3rd party attorneys to execute documents
  • Document preparation is included as part of our family office services through our 3rd party contractors
  • Implement an investment plan to maximize the goals of the overall estate plan

Corporate & Business Planning

  • Retirement, insurance, and benefits consulting
  • Non-Qualified executive compensation and benefits
  • Executive and key person retention
  • Buy-Sell and succession planning
  • Risk management and mitigation
  • Cash flow analysis and modeling
  • Capital structure analysis and planning

Risk Management & Insurance

  • Survivor needs analysis
  • Term life insurance recommendations to fill gaps in survivor needs
  • Life insurance as part of an estate plan
  • Disability insurance analysis
  • Long-Term care analysis
  • Property and casualty insurance analysis