-
Are you confident your current
strategy will get you where you
want to go?
At Spotlight Asset Group, we start
with a comprehensive financial
planning based approach to
determine your customized plan
of action.
Select a service to learn more.
-
Goal-based investment process
ETF models with dynamic asset allocations, varying according
to our market expectations
Tactical models that range from all equities to all cash,
or anywhere in between
Customized options and individual bond strategies
Individual Stock Portfolios
For more information, see How We Invest.
-
Guidance to help define your needs and your goals
Detailed discussion of relevant personal and financial
information
Experienced financial planners to analyze your situation
and develop a plan of action
Experienced wealth managers to implement the
recommendations you choose
Regular meetings to monitor your situation and update
your plan (2-4 times per year recommended)
-
Detailed financial plans that incorporate the most
recent estate tax laws
Investment plans that maximize the goals of the
overall estate
Review of existing documents and recommendations
to improve your plan
Ability to refer to, and work with, third-party attorneys
to execute documents
Document preparation included for Family Office clients
(through third-party attorneys)
-
Comprehensive survivor needs analysis
Ability to fill gaps in the survivor needs analysis with
life insurance
Will usually recommend term insurance for most cases
Will use permanent life insurance policies primarily for
estate planning purposes
Needs-based analysis for disability, long-term care,
and property and casualty insurance
-
Assistance to help you meet your fiduciary
responsibilities as a plan sponsor
Analysis of current plan to help define potential areas of
improvement
Customized investment options for the plan based on
your goals as an employer
Quarterly reviews with plan fiduciaries, including, but
not limited to, market and plan performance, watch list
recommendations,investment and fiduciary news,
and fee monitoring
Help with establishing a strong governance structure
and repeatable, well-documented investment processes
-
Active portfolio management to minimize capital
gains taxes through tax-loss harvesting
Use of asset location strategies to minimize taxable
income from the portfolio
Tax consultation available for all clients through
a third-party CPA
Tax preparation included for Family Office clients
(through third-party CPA)
-
Are you confident your current strategy
will get you where you want to go?
At Spotlight Asset Group, we start with a
comprehensive financial planning based
approach to determine your customized
plan of action.
Select an area of interest to learn more.
